We are glad you have visited our website. The following terms and conditions of use, along with our “Privacy Policy,” govern GCIC Finserv’s relationship with you. If you continue to browse and use this website, you acknowledge that you agree to the terms. “GCIC Finserv” (which is additionally referred to as “us,” “we,” or “our”) is the name of the website’s proprietor. The individual who uses or visits our website is referred to as “you.”

The following conditions apply to using this website:
You acknowledge that GCIC Finserv operates the GCIC Finserv website and any associated websites (referred to as the “site” or “website” on this page) to inform visitors about our company, our offerings, and how they can use our services. Additionally, you acknowledge that using the website indicates your acceptance of and consent to be bound by the terms listed below, which are mandatory reading for all visitors. Additionally, you agree to be bound by any updates to the conditions that are announced and posted on the website from time to time.

You acknowledge that GCIC Finserv is the owner of all copyright to all information, content, materials, and products on this website, including but not limited to text, content, images, graphics, video, and audio content. Applicable copyright laws and general intellectual property laws provide the following protection.

You recognize and agree that anything you provide on the website will be considered the intellectual property of GCIC Finserv, and that GCIC Finserv is free to utilize any concepts, ideas, know-how, or methods you supply in any way. By using the website to initiate contact, you consent to receiving communications from GCIC Finserv or any other organizations with which it has arranged via phone, email, SMS, or other channels. Except for information that you may download for your own personal, non-commercial use, you agree that you will not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivative works from, transfer, or in any way exploit any part of the information, content, materials, or services available on or through the site.

You promise not to use the GCIC Finserv website for any illegal or forbidden purpose as specified by these conditions. Additionally, you promise not to use the website in any way that could harm, disable, or impair it or obstruct the use or enjoyment of the website by any third party.

You understand that the website’s underlying hardware and software, together with any other Internet-related software needed to access it, are the legitimate property of their respective manufacturers. GCIC Finserv’s authorization to access this website does not grant any ownership or proprietary rights to the software/hardware mentioned above. You consent to refrain from attempting to alter, translate, disassemble, decompile, or reverse engineer the hardware or software that powers this website, nor from building any product derivatives that rely on it.

You acknowledge and agree that not all of the services and products offered on this website are accessible in all regions and that you might not be qualified for all of the services and products provided by GCIC Finserv on the website. Any product or service’s eligibility and availability may be determined by GCIC Finserv at its sole discretion.

You acknowledge and agree that GCIC Finserv bears no liability for the information or other services that may be accessible on external websites connected to this website. You understand that using hyperlinks to reach other websites is at your own risk and that GCIC Finserv has not reviewed, approved, or confirmed the information, views, or other links offered by the websites. Regarding any information, services, or goods that are made available, advertised, or sold through these third-party websites, GCIC Finserv makes no warranties and expressly disclaims all implied and express warranties, including but not limited to those of merchantability and fitness for a particular purpose, title, and non-infringement.

GCIC Finserv shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of GCIC Finserv to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.

“Force Majeure Event” refers to any event that occurs for any reason that is outside of GCIC Finserv’s reasonable control. Examples of such causes include but are not limited to, the unavailability of communication systems, cyberattacks, viruses in payment or delivery mechanisms, acts of God, sabotage, fire, flood, explosion, civil unrest, strikes, government actions, riots, insurrection, war, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning computer terminals, or the systems being impacted by malicious, destructive, or corrupting code or program, mechanical or technical errors/failures or power outages, faults or failures in telecommunication, etc.

You understand and accept that GCIC Finserv has the absolute discretion to amend or supplement any of the terms at any time, and will give a prior notice of 30 days for such changes. The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using GCIC Finserv services, you shall be deemed to have accepted the changed terms and conditions.