Loan Against Securities

Loans Against Securities (LAS) is a type of overdraft facility wherein you need to pledge mutual fund units as collateral and get a loan ranging from Rs.2 Lacs to 10 Crores. To meet your immediate fund requirement LAS is the best option rather than selling your existing investment.

 

You don’t have to provide any additional security or collateral except the securities you are pledging!

Why LAS?

Quick Access to Finance

Pledge your MF units and get an instant loan to meet your financial requirements without liquidating your investments.

Interest in Utilization

One of the biggest benefits of LAS is that interest is charged only on the amount withdrawn and for the period it is being utilized.

Retention of Ownership

LAS facilitates you to reap benefits that come from your investments as you still enjoy the ownership of mutual fund units.

Zero Part-Payment and Foreclosure Charges

As there are no prepayment and foreclosure charges you can repay your loan at your convenience.
The amount of loan you are eligible for depends on the value of the securities you offer as collateral.

Eligibility

To apply for a Loan against Securities, you must meet the following eligibility criteria: